
AI Programs and Tools: Top 40 Suggestions for Earnings and Productivity
Artificial intelligence (AI) is no longer a futuristic concept; it’s a present-day reality transforming how we work, learn, and live.
AI programs and tools have become digital assistants that save us time, speed up our work, and even help us with learning and everyday tasks.
You may be wondering: What are these tools? How do you use them? Are they free?
In this guide, we provide an overview of the most useful tools, their benefits and applications in marketing, programming, education, finance, SEO and many other areas.
- What are AI programs and tools?
- Why use AI tools in everyday life?
- AI writing and content tools
- AI translation and language tools
- Editing photos and videos with AI
- Image and creative visual generators
- AI tools for marketing and advertising
- AI programming tools
- AI tools for business and organization
- AI tools for finance and cost planning
- AI tools for education and learning
- AI SEO Tools
- Virtual assistants in everyday life
- Fun and creative AI programs
- Benefits of using AI tools
- Challenges and ethical issues
- Frequently asked questions
- Conclusion
What are AI programs and tools?
AI programs and tools are software solutions based on artificial intelligence.
They use machine learning algorithms to perform tasks that once required human labor – from writing text to analyzing data.

Why use AI tools in everyday life?
Think of AI as a “digital assistant” that works for you 24/7.
From writing emails to managing your home budget, these tools help you achieve your goals faster, more accurately, and with less stress.
AI writing and content tools
- ChatGPT – for creating articles, blogs, and ideas.
- Jasper AI – specializes in marketing content.
- Copy.ai – email and ad writing.
These tools are like a virtual copywriter – always ready to help with your writing.
AI translation and language tools
- DeepL – the most accurate translation for many languages.
- Google Translate – fast and free translator.
- Grammarly – helps with translation, spelling correction, and learning English.
Editing photos and videos with AI
- Canva (AI funkcije) – for graphic design and marketing materials.
- Adobe Photoshop AI – advanced image editing.
- Runway ML – AI for video editing.
- Invideo AI – AI tools for video processing

Image and creative visual generators
- MidJourney – creates artistic images based on text.
- DALL·E – generates original illustrations.
- Stable Diffusion – a free option for visual creation.
AI tools for marketing and advertising
AI has revolutionized marketing. The most famous tools are:
- Jasper AI – writing ads and marketing texts.
- AdCreative.ai – creates visuals and texts for campaigns.
- HubSpot AI – marketing automation and CRM.
- Copy.ai – personalized messages and emails.
These tools help reach your target audience faster and increase conversions.
AI programming tools
For developers, AI tools are like “colleague programmers”:
- GitHub Copilot – suggests and completes code.
- Tabnine – predicts lines of code.
- CodeWhisperer (Amazon) – connected to AWS.
- Kite – smart suggestions for Python and other languages.

AI tools for business and organization
- Notion AI – for writing, summarizing, and organizing tasks.
- Monday (AI) – project monitoring and team collaboration.
- ClickUp AI – automatic reports and planning.
AI tools for finance and cost planning
- Cleo – personal finance app.
- YNAB (You Need A Budget) – expense planning.
- Fyle – tracking business expenses.
- Kensho – analysis and prediction of market trends.
AI tools for education and learning
- Quizlet – AI flashcards and tests.
- Khan Academy (Khanmigo) – AI tutor for various subjects.
- Socratic (Google) – helps with solving tasks.
AI SEO Tools
SEO (search engine optimization) is an area where artificial intelligence is bringing huge advances.
AI SEO tools help with keyword analysis, content optimization, meta tag writing, and predicting what Google and AI search engines will consider quality content.
The most popular AI SEO tools are:
- SurferSEO – analyzes the competition and suggests the ideal article structure.
- NeuronWriter – creates SEO-optimized content.
- Frase.io – suggests questions and key phrases for FAQ sections.
- SEMrush (AI functions) – detailed analysis of keywords and backlinks.
- Scalenut – AI topic research and writing SEO optimized content.
By incorporating AI SEO tools into your work, you can ensure that your content not only looks good, but is also recognized as valuable and relevant by Google and AI search engines.
Virtual assistants in everyday life
- Google Assistant
- Microsoft Copilot
- Amazon Alexa
- Apple Siri
- Grok
- Meta AI asistent
- Manychat AI app for automatic responses on social networks
- Google Gemini
They are there to control schedules, music, or smart devices.

Fun and creative AI programs
Note: We have placed some programs in the category in which they first appeared. Many of them later gained additional capabilities for generating images, graphs, and tables. You can try out the vast majority (with registration), but you will only realize their full capabilities in the paid options.
Benefits of using AI tools
- Saves time and energy
- Increase productivity
- They help creativity
- They are available to everyone.
Challenges and ethical issues
While they offer advantages, there are also dilemmas: data privacy, copyright, and the possibility of misuse. Responsible use of AI tools and programs is essential to protect yourself and your collaborators.
Frequently asked questions
Conclusion
AI programs and tools are no longer a luxury, but a standard. They speed up work, make life easier, and open up space for creativity.
Just as the internet changed the world, AI is changing the way we learn, work, and live today.
The list published here is not final and will change depending on what new AI tools and programs appear on the internet.
We have already described some of them and the links to them are below the text.
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